
What is it?
Currently this system enables the consolidation of the risk assets of a financial institution. From this information, the software establishes the rating of clients based on their credit behavior (according to the standards set by the supervisory bodies), which in turn allows the calculation of provisions, which are the safeguard for the financial institution when asset and contingent credit operations become uncollectible.
Features
Integration of different risk asset data sources into a consolidated database.
Parameterization of the different rating activities by process, based on business rules managed by the user.
Processing and reprocessing of rating activities in optimal times, controlled and monitored directly by an authorized user.
Allows multiple simulations of the rating processes, with risk information as of a given date.
Mass generation of rating records in PDF format.
Allows you to run queries and generate specialized reports with information on ratings and provisions by operation.
Benefits

Minimizes manual intervention by risk officers.

Handling of multiple rating scenarios.

Highly parameterizable.

Timely and full compliance with the regulations of the Superintendency of Banks.

Better response times.

Identification of improvement opportunities through simulations.

Higher productivity.
Application areas
- Consolidation of asset and contingent operations.
- Accounting reconciliation.
- Customer administration (individuals and legal entities).
- Administration of assets and collateral.
- Comprehensive administration of credit operations.
- Rating and provisioning of risk assets.
Complementary modules

Business Process Management

LogiTrx Web Interface
Web interface that lets you run LogiTrx functionality.